The People Behind FINAMCA SPA

FINAMCA SPA is led by a team of credit professionals, risk specialists, and client service experts who bring decades of combined experience across banking, corporate finance, and alternative lending. Each team member was selected not only for their technical skills but for their commitment to ethical, client-first lending practices. We believe that the quality of our team is the single greatest factor in the quality of our service. Together, we work to ensure that every borrower interaction at FINAMCA SPA is informed, respectful, and results in the best possible financial outcome.

The People Behind FINAMCA SPA

Marcus Elloway

Chief Executive Officer

Marcus has spent over 18 years in commercial finance and non-bank lending, having previously led credit divisions at two mid-sized European lending institutions. He founded FINAMCA SPA with the conviction that responsible alternative lending can fill critical gaps left by traditional banking. Under his leadership, the organisation has grown its lending portfolio significantly while maintaining industry-leading loan quality metrics.

Serena Valdecourt

Head of Credit Risk

Serena oversees all credit assessment frameworks and portfolio risk monitoring at FINAMCA SPA, bringing 14 years of experience in structured credit and risk analytics. She developed the proprietary affordability model currently used to evaluate SME and personal loan applications. Her approach balances thorough risk management with a genuine commitment to approving creditworthy borrowers who may be underserved elsewhere.

Dmitri Harland

Director of Business Lending

Dmitri manages the full suite of business lending products at FINAMCA SPA, from SME term loans to commercial receivables financing. His background includes 12 years as a corporate credit analyst and senior relationship manager at a regional bank. He works directly with larger corporate clients and oversees the team of business lending advisors who serve smaller enterprises.

Amara Osei-Bonsu

Client Relations Manager

Amara leads the client relations function, ensuring that every borrower receives consistent, transparent communication from first enquiry through to loan completion. She has a background in financial services customer experience and holds a postgraduate qualification in financial counselling. Her team is responsible for the proactive support programme that contacts clients before repayment difficulties escalate.

Lena Przepiórka

Chief Compliance Officer

Lena ensures that all FINAMCA SPA lending activities adhere to applicable regulatory requirements and internal responsible lending standards. She brings 11 years of compliance and legal advisory experience from the financial services sector across multiple jurisdictions. Lena chairs the internal ethics committee and leads the annual review of FINAMCA SPA's lending policies.